Warning: include(/home2/davisson/public_html/wp-content/plugins/wp-super-cache/wp-cache-base.php): failed to open stream: No such file or directory in /home2/davisson/public_html/insurancelovers.com/wp-content/plugins/wp-super-cache/wp-cache.php on line 65

Warning: include(): Failed opening '/home2/davisson/public_html/wp-content/plugins/wp-super-cache/wp-cache-base.php' for inclusion (include_path='.:/opt/php56/lib/php') in /home2/davisson/public_html/insurancelovers.com/wp-content/plugins/wp-super-cache/wp-cache.php on line 65

Warning: include_once(/home2/davisson/public_html/wp-content/plugins/wp-super-cache/ossdl-cdn.php): failed to open stream: No such file or directory in /home2/davisson/public_html/insurancelovers.com/wp-content/plugins/wp-super-cache/wp-cache.php on line 82

Warning: include_once(): Failed opening '/home2/davisson/public_html/wp-content/plugins/wp-super-cache/ossdl-cdn.php' for inclusion (include_path='.:/opt/php56/lib/php') in /home2/davisson/public_html/insurancelovers.com/wp-content/plugins/wp-super-cache/wp-cache.php on line 82

Warning: Cannot modify header information - headers already sent by (output started at /home2/davisson/public_html/insurancelovers.com/wp-content/plugins/wp-super-cache/wp-cache.php:65) in /home2/davisson/public_html/insurancelovers.com/wp-includes/feed-rss2.php on line 8
Insurance Lovers http://insurancelovers.com A Perfect Place to Get Latest Quotes and Detailed Guide About Insurance. Mon, 10 Nov 2014 14:50:57 +0000 en-US hourly 1 https://wordpress.org/?v=4.6.7 What is Motorcycle Insurance and its types http://insurancelovers.com/motorcycle-insurance/ Mon, 13 Oct 2014 16:58:27 +0000 http://insurancelovers.com/?p=535 What is Motorcycle Insurance and its types Motorcycle insurance is an agreement between a motorcycle insurance company and a motorcycle owner. The insurance plan is similar to auto insurance. People get motorbike insurance for financial protection in the events of loss or accidents. In most of the countries it is illegal to drive motorbike without ...

The post What is Motorcycle Insurance and its types appeared first on Insurance Lovers.

]]>
What is Motorcycle Insurance and its types

Motorcycle insurance is an agreement between a motorcycle insurance company and a motorcycle owner. The insurance plan is similar to auto insurance. People get motorbike insurance for financial protection in the events of loss or accidents. In most of the countries it is illegal to drive motorbike without having proper insurance. Mopeds, Golf carts, Scooters, Snowmobiles an AVT come under the umbrella of motorcycle insurance. There are different typical and specialized insurance plans available. You should select insurance plan according to your financial needs.

Motorcycle Insurance

Motorcycle Insurance

Insurance Plans

Collision and Comprehensive Insurance

In collision and comprehensive insurance plan the insurance company is responsible to pay for the replacement or repairing of the motorbike. The best thing in this plan is that if your bike is stolen or damaged due to accident then you will get claim whether it was your fault or others.

Bodily Injury and Property Damage Liability Insurance

In bodily injury and property damage liability insurance plan insurance company is responsible to pay if someone is injured due to your fault or property is damaged due to your bike but there is a certain limit that you have to decide when you are going to but insurance policy.

Motorcycle Insurance

Medical Insurance

In medical insurance plan the insurance company is responsible to pay your medical bills when you got injury due to motorbike accident. Some companies are providing medical insurance for limited period of time. In this plan you have to select the amount of medical insurance before buying insurance policy.

Under-insured or Uninsured Motorist Insurance

In under-insured or uninsured motorist insurance the insurance company is responsible to pay for medical expenses when you got accident with the fault of person that does not have insurance.

Emergency Support Insurance

In emergency support insurance the insurance company is responsible to pay for the labour and repairing charges if your motorbike got some problem when there is no shop around you.

Motorcycle Insurance

To get free quote Click the link given as    Liverpool Victoria Insurance Company

The post What is Motorcycle Insurance and its types appeared first on Insurance Lovers.

]]>
Mortgage Payment Protection Insurance and its Importance http://insurancelovers.com/mortgage-payment-protection/ Sun, 12 Oct 2014 18:54:02 +0000 http://insurancelovers.com/?p=526 Mortgage Payment Protection Insurance and its Importance Mortgage payment protection insurance is also known as MPPI. In this plan the insurance company provide you coverage for short period of time. If you lost your job, suffering from a serious disease or there is an accident that does not allow you to work then MPPI will ...

The post Mortgage Payment Protection Insurance and its Importance appeared first on Insurance Lovers.

]]>
Mortgage Payment Protection Insurance and its Importance

Mortgage payment protection insurance is also known as MPPI. In this plan the insurance company provide you coverage for short period of time. If you lost your job, suffering from a serious disease or there is an accident that does not allow you to work then MPPI will be there to provide coverage for your mortgage payments. Most of the insurance companies are providing MPPI plan for one year. People who have enough savings for such times in their account they should not but this insurance plan. Mortgage Protection plans allows you to pay out after a certain minimum time which is decided by your company. Most of the companies allows pay out after one or two month of unemployment.

Mortgage Payment Protection Insurance

Mortgage Payment Protection

Importance of MPPI

When you have your own home and you are not making your mortgage payments then you must be afraid of losing your home. Mortgage protection is the need of such situations. It is the kind of security and peace of mind for mortgage payment. There is no legal need of mortgage protection but if you have your own home then you should consider this insurance policy. In some countries they are offering mortgage payments help for their citizen when they are unable to make their payments but it varies from country to country and also from state to state.

Mortgage Payment Protection

You should but mortgage coverage if you are facing difficulty in making mortgage payments. The policy should be selected on the base of financial needs. Some insurance companies are providing payouts for one year but you can change time according to your needs. Average monthly payment is around $2000-3000. To get any claim from the insurance company you have to wait for 4-6 months after buying insurance policy. Benefits of income are decreased by mortgage payments pay out.

get-travel-insurance-quotes

To get free quote Click the link given as    Liverpool Victoria Insurance Company

The post Mortgage Payment Protection Insurance and its Importance appeared first on Insurance Lovers.

]]>
What is Wedding Insurance and its Importance http://insurancelovers.com/wedding-insurance/ Thu, 02 Oct 2014 15:10:47 +0000 http://insurancelovers.com/?p=516 What is Wedding Insurance and its Importance Wedding Insurance is an agreement between an insurance company and policy owner. People buy insurance plan for their financial protection if any mishap occur. Everyone is aware with the expenses of wedding. A lot of money is needed for an average wedding ceremony. It would be very difficult ...

The post What is Wedding Insurance and its Importance appeared first on Insurance Lovers.

]]>
What is Wedding Insurance and its Importance

Wedding Insurance is an agreement between an insurance company and policy owner. People buy insurance plan for their financial protection if any mishap occur. Everyone is aware with the expenses of wedding. A lot of money is needed for an average wedding ceremony. It would be very difficult to manage for an ordinary person. Most of the people do not know about the wedding insurance. In this article we will tell you about the importance the wedding insurance and how to select a good insurance plan according to your financial needs.

Wedding Insurance

Wedding Insurance

Importance of Wedding Insurance

The main objective of every insurance plan is to get financial protection in case of sudden emergency. Just think if you have to cancel you wedding due to harsh weather conditions or any medical emergency then it will give you huge financial damage but if you have insurance plan then insurance company will be there to help you financially. You will face no difficulty in arranging wedding function again. Insurance company is responsible to protect you for the expenses of catering, photographer, vehicle rent and most important thing is wedding dress and rings. If rings are damaged or lost then company will be responsible to arrange or repair the rings. You can get additional coverage like public liability or firework but it will depend upon insurance company from which you are going to buy insurance plan.

Wedding Insurance

How to select a good insurance plan

While selecting insurance plan the most important thing is your financial needs. You should check different plan and select that is most suitable for you. Some companies are providing coverage for reception. Read the terms and conditions carefully because you have to decide coverage before you buy insurance policy. You should check about expected gathering of the function.

Wedding Insurance

If You are from Canada then Click the link given as Wed Ensure Insurance Company Canada

If You are from U.K then Click the link given as John Lewis Insurance Company U.K

If You are from U.S.A then Click the link given as Wed Safe Insurance Company U.S.A

The post What is Wedding Insurance and its Importance appeared first on Insurance Lovers.

]]>
Belairdirect Insurance Company Canada http://insurancelovers.com/belairdirect/ Wed, 01 Oct 2014 17:59:54 +0000 http://insurancelovers.com/?p=509 Belairdirect Insurance Company Canada Belairdirect Insurance Company is the part of Intact insurance company which is one of the largest insurance company of the Canada. It was started more than 50 years ago in Canada. The company is famous for providing solutions for car and home insurance. The headquarters of the company is at Toronto. ...

The post Belairdirect Insurance Company Canada appeared first on Insurance Lovers.

]]>
Belairdirect Insurance Company Canada

Belairdirect Insurance Company is the part of Intact insurance company which is one of the largest insurance company of the Canada. It was started more than 50 years ago in Canada. The company is famous for providing solutions for car and home insurance. The headquarters of the company is at Toronto. The company is also providing services in Quebec. In North America it was the first company to introduce on-line car insurance. The aim of the company is to bring innovation in every product. Now the company is providing every kind of insurance services on-line. One of the unique facility of the company is that their representatives can help you in English as well as French language.

Belairdirect Insurance Company

belairdirect

Reasons to Join Belairdirect Insurance Company

The motto of the company is to facilitate their customers by providing better services at competitive rates. In customer services the company has 5 star ratings and claim processing department is very active. There are following reason to join this company.
Time Saving

Everyone want to save time and it has become human nature. After doing job and other home stuff you are unable to spare some time to visit insurance company. Be seeing all these problem the company has introduced on-line insurance management. The company is providing following on-line services
• Availability of on-line chat with authorized insurance agent
• On-line claim processing
• You can get on-line quote and save it
• You can check and update your policy on-line

Automerite-EN-700x292

Money Saving

Insurance plans of the company are cheap and affordable. You can save your money by following things
• Facility of discount for on-line and offline insurance
• Special discount for multiple insurance
• Rewards for good driving habit and loyal customers
• Special rates for employees and program members

Better Services

To make their customers happy the company is providing efficient insurance services. They are maintaining better services by
• Providing best coverage
• Transparent insurance plans
• Quick action on call
• Availability of emergency helpline

photo-blog-connaissances-habitation-700x292

How to get Insurance from Belairdirect
• You can get on-line insurance at http://www.belairdirect.com/
• You can also dial 1.888.280.8549

The post Belairdirect Insurance Company Canada appeared first on Insurance Lovers.

]]>
Children Life Insurance and its importance http://insurancelovers.com/children-life-insurance/ Tue, 30 Sep 2014 18:35:46 +0000 http://insurancelovers.com/?p=502 Children Life Insurance and its importance Most of the people do not think about life insurance for children. If someone thinks about this topic then first question that comes in his/ her mind is that why should I buy children life insurance. The reason behind is that their qualification is not enough for insurance and ...

The post Children Life Insurance and its importance appeared first on Insurance Lovers.

]]>
Children Life Insurance and its importance

Most of the people do not think about life insurance for children. If someone thinks about this topic then first question that comes in his/ her mind is that why should I buy children life insurance. The reason behind is that their qualification is not enough for insurance and they are not financially independent and also they cannot afford situation of being in debt. Some people are of view that the children are enjoying good life and sound health and they have enough time in their life to buy insurance. In this article we will tell you about the importance of life insurance for children. Here are some basic points to buy insurance for children.

Children Life Insurance

Children Life Insurance

Financial Protection for Future

Most of the people plan for the future. If you buy life insurance for your children early then it will give you satisfaction and peace of mind that it will be beneficial in later life. This insurance policy will be more effective if your child suffer from serious disease in old age. On the other for those people who don’t have insurance policy it will be very difficult to manage treatment expense. If you want to buy insurance policy at that time it be simply unaffordable.

Children Life Insurance

Financial Protection for Educational Expenses

Education is life and everyone wants his/ her children to be education but the education expenses are increasing rapidly and they are becoming unaffordable. But you have insurance policy for your children then it will give you some relaxation. Especially when your child will reach in college and you will face no difficulty in depositing semester fee at a time. On the other hand just imagine if you don’t have insurance and how difficult it would be to arrange huge amount for the college semester fee. These are just two issues only there many other reasons to buy life insurance for your children.

carinsurance-300x276

To get free quote Click the link given as    Gerber Life Insurance Company

The post Children Life Insurance and its importance appeared first on Insurance Lovers.

]]>
What is Income Protection and its types http://insurancelovers.com/income-protection/ Mon, 29 Sep 2014 18:19:46 +0000 http://insurancelovers.com/?p=494 What is Income Protection and its types Income Protection is an agreement between an insurance company and policy owner. It is also known as monthly profit. People get this insurance plan for the protection of their income. Some companies were offering this plan as permanent health insurance policy. In this insurance plan the insurance company ...

The post What is Income Protection and its types appeared first on Insurance Lovers.

]]>
What is Income Protection and its types

Income Protection is an agreement between an insurance company and policy owner. It is also known as monthly profit. People get this insurance plan for the protection of their income. Some companies were offering this plan as permanent health insurance policy. In this insurance plan the insurance company is responsible to pay you when you are not able to work. It may be due to your illness or injury. There are basically 3 types of cover. The company will pay you until your death, your retirement or you have joined your work again. In this article we will tell you about the different types of income protection and how to select income protection plan for you according to your financial needs.

Income Protection

Insurance

Types of Income Protection

There are two major types of income protection plans. These plans are decided on the base of time of coverage.
Short Term Income Protection Plan

As the name indicates this plan is for short time. The other name for this plan is unemployment, accident or sickness income protection plan. This plan normally consists of 2 years. Some companies are also providing other specific income protection plans like

Mortgage Payment Protection Insurance Plan

In this plan the insurance company is responsible to pay for the cost of mortgage within a specified period of time.

Payment Protection Insurance Plan

In this plan the insurance company is responsible to pay for the cost of debt to escape you from default.

Long Term Income Protection Plan

In long term income protection plan the company is responsible to pay you for long time when you have some problems in your life. It may be due to you injury, illness or unemployment. The insurance company also gives you financial assistance to revive your business. This insurance plan is viable until the end of policy.

How to select Income Protection Plan

You should keep this points in mind while you are selecting income protection insurance company.
First of all select time frame for your insurance plan
Look at your financial needs
Compare the benefits provided by different companies

Insurance

To get free quote Click the link given as    Lexelle Insurance Company

The post What is Income Protection and its types appeared first on Insurance Lovers.

]]>
What is dental Insurance and its Importance http://insurancelovers.com/dental-insurance/ Sun, 28 Sep 2014 13:15:10 +0000 http://insurancelovers.com/?p=487 What is dental Insurance and its Importance Dental insurance is an agreement between a health insurance company and policy owner. People get dental insurance to maintain the dental health of whole family. The dental treatment is the one of the most expensive treatment in the world. Your one visit to dental clinic may cost up ...

The post What is dental Insurance and its Importance appeared first on Insurance Lovers.

]]>
What is dental Insurance and its Importance

Dental insurance is an agreement between a health insurance company and policy owner. People get dental insurance to maintain the dental health of whole family. The dental treatment is the one of the most expensive treatment in the world. Your one visit to dental clinic may cost up to thousands of dollar. Dental health insurance plans gives you financial protection during your visits to dental hospitals. In this article we will tell you about importance of dental insurance and how to select a better insurance plan according to your financial needs.

Dental Insurance

dental Insurance

Importance of Dental Insurance

There are different companies that are providing dental insurance plans but the coverage may vary from company to company. These insurance plans allows you to select your own dentist or dental hospitals. Most of the companies are responsible to pay expense of your regular visits to dental clinic as well as the treatment expense. Emergency dental coverage is provided by some companies. There are two options of claim. If the dental hospital is recognized with your insurance company then they will directly pay you expenses to the hospital. If your dental hospital is not recognized with your insurance company then you will apply for claim then company will reimburse your treatment expenses. Usually dental health plans are economical because dental problem is very rare.

How to Select A Better Insurance Plan

The trend of dental insurance is increasing day by day due to its higher costs. It is very difficult task to find a good dentist in your town which is offering dental treatment at reasonable prices. There are 3 basic types of insurance plans.
• Accidental Dental Injuries
• Routine Dental Visits
• Dental Emergency

Most of the companies are providing 3 and 6 months insurance plans. You better know about your dental health. If you have some serious problem then you should select 6 month insurance plan otherwise 3 month insurance plan is useful for common dental problems.

dental Insurance

To get free quote Click the link given as  AXA Insurance Company U.K

The post What is dental Insurance and its Importance appeared first on Insurance Lovers.

]]>
What is Caravan Insurance and its types http://insurancelovers.com/caravan-insurance/ Sat, 27 Sep 2014 18:04:18 +0000 http://insurancelovers.com/?p=480 What is Caravan Insurance and its types Caravan insurance is an agreement between a Caravan insurance company and Caravan owner. If you have or want to buy motor home, caravan or any other type group business then you must have insurance to avoid any uncertainties. It would be helpful when an accidental damage done to ...

The post What is Caravan Insurance and its types appeared first on Insurance Lovers.

]]>
What is Caravan Insurance and its types

Caravan insurance is an agreement between a Caravan insurance company and Caravan owner. If you have or want to buy motor home, caravan or any other type group business then you must have insurance to avoid any uncertainties. It would be helpful when an accidental damage done to your caravan. The insurance company is responsible to compensate in your loss and will give you financial protection. In this article we will tell you about the different types of caravan insurance and how to select a best caravan insurance plan according to your financial needs. If your vehicles are on road then you will be surely looking for a coverage according to regulation and laws of your country for your peace of mind.

Caravan Insurance

caravan-insurance

Types of Caravan Insurance
There are 3 major types of caravan insurance plans provided by most of the companies but some companies are also providing motor home insurance.

Static Caravan Insurance Plan

In static insurance plan the insurance company provides you financial protection if your caravan is residing on static place. It may be your own caravan site or residing in some park. In this plan you cannot use your caravan as your long lasting living home.

Touring Caravan Insurance Plan

In touring insurance plan the insurance company provides you financial protection if your caravan is attached to your vehicle. Coverage for caravan contents, utensils and liability is provided by some companies.

Trailer Tent Insurance Plan

In trailer tent insurance plan the insurance company provides you financial protection if your have folding camper or trailer tent that must be behind your own vehicle. It is similar to touring insurance plan but it depends upon your insurance company.

Motor home Insurance Plan

In motor home insurance plan the insurance company provides you financial protection for your vehicle. This insurance plan is similar to usual auto insurance plans. Again this will be decided by your insurance company. Select your insurance plan according to your caravan and your financial needs.

button-get-touring-caravan-quote

To get free quote Click the link given as E & L Insurance Company U.K

The post What is Caravan Insurance and its types appeared first on Insurance Lovers.

]]>
What is Business Insurance and its types http://insurancelovers.com/business-insurance/ Sat, 27 Sep 2014 10:09:25 +0000 http://insurancelovers.com/?p=467 What is business insurance and its types Business insurance is an agreement between a business insurance company and business owner. People get insurance for their financial protection due to loss in business or damages done to their properties due to any environmental/ accidental issues. It is very difficult for a business owner to select insurance ...

The post What is Business Insurance and its types appeared first on Insurance Lovers.

]]>
What is business insurance and its types

Business insurance is an agreement between a business insurance company and business owner. People get insurance for their financial protection due to loss in business or damages done to their properties due to any environmental/ accidental issues. It is very difficult for a business owner to select insurance according to needs of the business. In this article we will tell you about different types of business insurance and how to select a good insurance plan.

Business Insurance

Business Insurance

There are different companies that are providing business insurance but selection of insurance depends upon your business types and its size. You have to consider your customers and employees before selecting insurance for your company. Here are some types insurance plans from which you can select for your company.

Types of Business Insurance

Public liability Insurance

In public liability insurance the insurance company pays you against the damages done to the people that are not part of your business. It also includes medical expenses if someone got injury due to your business or property. Public liability insurance coverage provide claim for the accidents of construction. In such cases the insurance company is responsible to pay for the legal expenses.

Employers’ liability insurance

If you are running a huge business then you must have a lot of employees. In employer’s liability insurance the insurance company is responsible to pay against the damages done to your employees due to your business. It also includes medical expenses of your employees. You should buy insurance for you employees it will give you peace of mind and financial protection.

Property Insurance

If your are running a business and you don’t have your own property then it would be very difficult for you to run your business smoothly because complete access to property is necessary for working. In property insurance the insurance company is responsible to pay against damages done to your property and its contents. Some companies are providing coverage for the contents. It will be decided when your are selecting the insurance company.

Points to Remember

You should consider these points before selecting insurance company
Size and type of your business
Your customers and employees
Environmental conditions of your working station

 Business Insurance

The post What is Business Insurance and its types appeared first on Insurance Lovers.

]]>
What is Pet Insurance and its Importance http://insurancelovers.com/pet-insurance/ Thu, 25 Sep 2014 16:26:53 +0000 http://insurancelovers.com/?p=460 What is Pet Insurance and its Importance Pet insurance is an agreement between a pet insurance company and a pet owner. Usually insurance companies pays complete or partial expenses for the illness or injury of your pet. It depends upon insurance plan that you have decided for your pet. The trend of having pet at ...

The post What is Pet Insurance and its Importance appeared first on Insurance Lovers.

]]>
What is Pet Insurance and its Importance

Pet insurance is an agreement between a pet insurance company and a pet owner. Usually insurance companies pays complete or partial expenses for the illness or injury of your pet. It depends upon insurance plan that you have decided for your pet. The trend of having pet at home is increasing and people consider pet as their family member. Like humans, pets also suffer from different diseases or an accident may happen to them but there are no public hospitals for them. In such cases a visit to pet clinic would be very expensive. The treatment of pets are very expensive it may costs up to thousands dollar. If you don’t have pet insurance then it will disturb your budget very badly. Most of the people do not know about the pet insurance but if you have at your home then you should buy insurance for your peace of mind.

Pet Insurance

The_Importance_of_Insurance

Pet Insurance Coverage

Pet insurance plans vary from company to company but there some universal coverage that is provided in each insurance plan. The companies usually provide annual vet fee and charges for the vaccination of your pet. Some companies provide advertising expenses if you pet is lost or stolen along with liability coverage in case of accident. But there are some optional coverage. For example if you want regular check-up of your pet then you can get extra coverage.

How to select Best Insurance for your Pet

It has been observed that most of the people go for the cheap insurance but the selection of best insurance is more important according to your own pet. If you select insurance according to your pet and your budget then it would be more helpful. The insurance companies are usually providing 2 types of insurance plans.

Life Time Insurance Plan

Life time insurance plan provide maximum coverage for the whole life of your pet. This plan is suitable for those people whose pet have some chronic disease and it needs a long treatment.

Annual Insurance Plan

Annual insurance plan provide coverage for the one year. If you want to continue in next year then you must have to renew your insurance policy. This plan is very economical.

petinsuranceheader

If You are from Canada then Click the link given as Petsucure Insurance Company Canada

If You are from U.K then Click the link given as Churchill Insurance Company U.K

If You are from U.S.A then Click the link given as American Pet Insurance Company U.S.A

The post What is Pet Insurance and its Importance appeared first on Insurance Lovers.

]]>