What is Health Insurance?
Companies that bears surgical, medical, prescribed drugs and medicines, and sometimes dental expenses of the insured person. A health insurance company can pay directly to the insurer or the health services provider.
Hence some of best health insurance companies in Indiana is as follows:
CareSource provides its insurance services in all 92 counties of Indiana. Because they offer different insurance plans including 2 Gold, 6 Silver, and 3 Bronze plans.
Therefore ,it offers good health insurance plans for low-income and underprivileged communities in Indiana. The company provides accessible and affordable plans with different coverage levels, including primary and specialist physician services, vision, rehabilitative, lab and, emergency services, inpatient and outpatient services, prescription medication and drugs, mental health, substance abuse treatment and, habitual disease management.
However, its coverage does not include nutrition or dietary supplements, assisted reproductive therapy, hearing aids, discretionary or alternative medication, or cosmetic processes.
Company offers different insurance services comprising 4 Gold, 16 Silver, and 4 Bronze plans. The five main types of individual health insurance plans of the company include the comprehensive health plan, basic economical health plan, qualified health savings account plan, student health plan and, short-term insurance plan.
The most accessible insurance plan tendered by the company in Indiana is their Celtic Basic health insurance, which has choices for a higher deductible and offers low premiums. This plan is a dream insurance plan for self-employed people as it offers prescription medication and drugs coverage, preventive care, and a healthy lifestyle benefit program.
Anthem is one of the largest health insurance services providers in the United States. The company offers coverage in eight counties of Indiana. It also provides a insurance catastrophic coverage plan in Warren, Jasper, Benton, Newton, and White Counties. Anthem also offers 1 Gold, 1 Silver, and 2 Bronze health insurance plans in Lake, LaPorte, and Porter.
They also provide disability and life insurance benefits. Behavioral health, vision, and dental benefits services are offered by the company through their affiliates.
Anthem also has a insurance catastrophic coverage plan which provides a low monthly premium and high deductibles to provide coverage during a serious health crisis. So, this program is the best choice for individuals who cannot afford regular health insurance plans.
Indiana Medicaid is a health insurance service provider by Indiana State Government. It offers a variety of comprehensive and affordable plans for different segments of society. Meanwhile, healthy Indiana Program, Hoosier Care Connect, Hoosier Healthwise, Medicare Savings Program, State Health Insurance Assistance Program and, HoosierRx are some of the health insurance plans offered through the platform of Indiana Medicaid. Besides these, it also offers special programs for mental health rehabilitation, behavioral and primary healthcare, children’s healthcare and, pregnant women. Hence, this project is a comprehensive insurance program provider which is highly accessible, affordable, and with high coverage.
Independence American Insurance Company has been rated “A-(Excellent)” for the Financial Strength and the Long-Term Issuer Credit. The company offers the following program:
- Short-Term Health Insurance
- Hospital Indemnity Insurance
- Individual Dental Insurance
- Supplemental Hospital Insurance
- Gap Medical Insurance
- Pet Insurance
Besides all these, the company also provides a “Metal Gap 2” which provides lump-sum benefits in case of accidents and critical illness.
To apply for a health insurance in Indiana click on a particular company name.